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Flow and Function Are Musts for a Workable Kitchen

February 10, 2016

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Remodeling Loans Help Homeowners Realize Dreams

April 13, 2015

 

The house of your dreams might be just one home remodeling loan away. It can be expensive to build your own home from the ground up with all the bells and whistles, and that’s why many people choose to stay in their own homes and remodel, or buy a house with the intention of knocking a few walls down to better suit their tastes. But these courses of action aren’t cheap either, so the best course of action is often to consider a home remodeling loan.

 

Kitchens and Baths

 

The most popular remodeling projects continue to be kitchens and baths. These are rooms that are used every day and take a beating. Styles change, and over time, your bathroom could start looking like a scratched and dented version of picture from a 1980s decorating magazine in your dentist’s waiting room. Some kitchen appliances last between 10 and 20 years, but many don’t. Once they start breaking down, your cabinets start looking shabby and the dog has just about finished off the flooring, it’s probably time to start looking at a kitchen remodel.

 

A Little or a Lot

 

Because of the wide variety of choices in these rooms, the costs vary widely as well. If you are planning to stay in your home for a long time and you are looking for an economical remodel, you can go with low-cost choices. If you think you might want to sell your home in a few years, middle-of-the-road selections are probably best because they will bring you the highest return on your investment. If you’re lucky enough to have money to burn, consider a specialty kitchen or custom master bath, built to your specifications.

 

Hard Numbers

 

According to Popular Mechanics, the average kitchen remodel these days costs between $18,000 and $54,000. Remodeling magazine puts the average price tag for a bathroom remodel at around $10,000. Whereas these prices are a bargain compared to your kids’ college education, few homeowners have a chunk of change like this just lying around.

 

Loan Options

 

Where to get the money? You have several options. Depending on how long you have been in your home and how much you have paid toward your mortgage, you might be able to get a home equity loan to pay for your improvements. Also known as a second mortgage, this type of loan can be gotten either in a lump sum, or withdrawn slowly over time as a line of credit. Some banks will lend you the money even if you don’t have much equity in your home, because you will be using it to increase the value of your collateral.

 

If your home desperately needs a remodel, don’t forgo it because of money. Chances are, as a homeowner, you will be able to secure the funding you need. Falk Construction Inc, a trusted longtime contractor serving Weber and Davis Counties in Utah, specializes in kitchen and bathroom remodels. Obtain your home remodeling loan now and Falk Construction Inc will get you started down the path of having the kitchen or bathroom of your dreams.

 

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